‘I am freaking out!’ I started investing money with a robo-adviser in September. I’ve lost money. How am I doing? Should I keep going?

Dear Quentin,

I recently opened a robo-adviser account because purchasing and picking stocks seems complicated, and I would have no idea what I am doing. I figured a robo-adviser would take out a lot of guesswork and confusion. All I have to do is deposit money and let the account do the hard work, which works for me. 

I opened my account in September 2021 with a $300 deposit and I have deposited a total of $9,298 into my account. However, I have $8,522 invested as I have taken in some losses. I keep…